Rates last updated: Quidco 23 October 2026 · TopCashback 25 October 2026 · JamDoughnut 26 September 2026
| Cashback site | Headline rate | Type |
|---|---|---|
| Quidco | up to 13.6% | click-through |
| TopCashback | up to 12% | click-through |
| JamDoughnut | 2.25% | gift card |
Headline rates are often "up to" figures that apply to specific categories. The full tier breakdown below shows exactly what each purchase type pays — something most comparison sites don't publish.
Marks & Spencer has one of the broadest category splits on the site, with different rates for fashion, home, beauty, food, flowers, and app purchases. The app rate is usually the most competitive, so downloading the M&S app before you shop can earn you more. Food purchases through M&S Food Halls and Ocado-linked deliveries sit in separate bands, so check which one applies to your basket. M&S Sparks loyalty points are earned alongside cashback — they stack, so there's no trade-off to make.
| Category | Rate |
|---|---|
| new customer fashion, home and beauty purchases | 2.4% |
| existing customer fashion, home and beauty purchases | 0.8% |
| new customer flowers purchases | 13.6% |
| existing customer flowers purchases | 4% |
| new customer hampers purchases | 1.6% |
| existing customer hampers purchases | 0.8% |
| all sale item purchases | 0.8% |
| M&S gift card purchases via Quidco Gift Cards | 1.75% |
| Category | Rate |
|---|---|
| New Customer — Flowers | 12% |
| New Customer — Fashion, Home & Beauty | 10% |
| New Customer — Food Online (Cakes, Party Food & Platters) | 2% |
| New Customer — Food & Drink Gifts | 2% |
| New Customer — Brands at M&S | 2% |
| New Customer — Sale Items | 1% |
| Existing Customer — Fashion, Home & Beauty | 1% |
| Existing Customer — Food & Drink Gifts | 1% |
| Existing Customer — Food Online (Cakes, Party Food & Platters) | 1% |
| Existing Customer — Brands at M&S | 1% |
| Existing Customer — Flowers | 8% |
| Existing Customer — Sale Items | 1% |
| Category | Rate |
|---|---|
| M&S Gift Card | 2.25% |
As of October 2026, the best cashback rate for Marks & Spencer is up to 13.6% via Quidco. Marks & Spencer cashback is currently offered by TopCashback, Quidco, JamDoughnut.
For Marks & Spencer, Quidco currently offers up to 13.6% while TopCashback offers up to 12%, so Quidco has the higher headline rate right now. Rates change frequently — check the live comparison before buying.
Yes — new customers currently earn 12% at Marks & Spencer, while existing customers earn 8%.
Yes. JamDoughnut offer gift-card cashback for Marks & Spencer: buy a digital gift card in the app, receive cashback instantly, and pay with the gift card in store or online.
Sign up free to the cashback site with the best Marks & Spencer rate, search for Marks & Spencer there, click through to the retailer, and shop as normal. Cashback tracks automatically and is paid out once the retailer confirms the purchase.
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