Rates last updated: Quidco 23 October 2026 · TopCashback 25 October 2026 · JamDoughnut 26 September 2026
| Cashback site | Headline rate | Type |
|---|---|---|
| Quidco | up to 2.4% | click-through |
| TopCashback | up to 3% | click-through |
| JamDoughnut | 3.5% | gift card |
Headline rates are often "up to" figures that apply to specific categories. The full tier breakdown below shows exactly what each purchase type pays — something most comparison sites don't publish.
| Category | Rate |
|---|---|
| all new customer purchases | 2.4% |
| existing customer purchases | 1.6% |
| Habitat gift card purchases via Quidco Gift Cards | 2.25% |
| Category | Rate |
|---|---|
| Habitat — New Customer | 3% |
| Habitat — Existing Customer | 2% |
| Category | Rate |
|---|---|
| Gift card | 3.5% |
As of September 2026, the best cashback rate for Habitat is 3.5% via JamDoughnut. Habitat cashback is currently offered by TopCashback, JamDoughnut, Quidco.
For Habitat, Quidco currently offers up to 2.4% while TopCashback offers up to 3%, so TopCashback has the higher headline rate right now. Rates change frequently — check the live comparison before buying.
Yes — new customers currently earn 3% at Habitat, while existing customers earn 2%.
Yes. JamDoughnut offer gift-card cashback for Habitat: buy a digital gift card in the app, receive cashback instantly, and pay with the gift card in store or online.
Sign up free to the cashback site with the best Habitat rate, search for Habitat there, click through to the retailer, and shop as normal. Cashback tracks automatically and is paid out once the retailer confirms the purchase.
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