Rates last updated: Quidco 23 October 2026 · TopCashback 25 October 2026 · JamDoughnut 26 September 2026
| Cashback site | Headline rate | Type |
|---|---|---|
| Quidco | up to 5% | click-through |
| TopCashback | 1% | click-through |
| JamDoughnut | 6.0% | gift card |
Headline rates are often "up to" figures that apply to specific categories. The full tier breakdown below shows exactly what each purchase type pays — something most comparison sites don't publish.
| Category | Rate |
|---|---|
| all purchases | 0.8% |
| H&M gift card purchases via Quidco Gift Cards | 5% |
| Category | Rate |
|---|---|
| H&M — Online Purchase | 1% |
| Category | Rate |
|---|---|
| Gift card | 6.0% |
As of September 2026, the best cashback rate for H M is 6.0% via JamDoughnut. H M cashback is currently offered by TopCashback, Quidco, JamDoughnut.
For H M, Quidco currently offers up to 5% while TopCashback offers 1%, so Quidco has the higher headline rate right now. Rates change frequently — check the live comparison before buying.
Yes. JamDoughnut offer gift-card cashback for H M: buy a digital gift card in the app, receive cashback instantly, and pay with the gift card in store or online.
Sign up free to the cashback site with the best H M rate, search for H M there, click through to the retailer, and shop as normal. Cashback tracks automatically and is paid out once the retailer confirms the purchase.