Last verified: 14 July 2026 · Checked automatically against live platform pages
| Cashback site | Headline rate | Type |
|---|---|---|
| Quidco | 7% | click-through |
| TopCashback | up to 8.4% | click-through |
Headline rates are often "up to" figures that apply to specific categories. The full tier breakdown below shows exactly what each purchase type pays — something most comparison sites don't publish.
| Category | Rate |
|---|---|
| Purchases | 7% |
| Category | Rate |
|---|---|
| General (existing) | 8.4% |
| Using a voucher code | 1.05% |
As of July 2026, the best cashback rate for Card Factory is up to 8.4% via TopCashback. Card Factory cashback is currently offered by Quidco, TopCashback.
For Card Factory, Quidco currently offers 7% while TopCashback offers up to 8.4%, so TopCashback has the higher headline rate right now. Rates change frequently — check the live comparison before buying.
Sign up free to the cashback site with the best Card Factory rate, search for Card Factory there, click through to the retailer, and shop as normal. Cashback tracks automatically and is paid out once the retailer confirms the purchase.
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